Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106660.16 6660.1600000000035 6.66
HDFC Dynamic Debt Fund - Growth Option 100000 105,281 5,281 5.28
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6660.1600000000035 Not Applicable Not Applicable 1998.05 4662.110000000001
HDFC Dynamic Debt Fund - Growth Option 5,281 Short Term Not Applicable 1,584 3,697

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.67 6.79 5.69 7.0 5.53 6.69 7.5
360 One Dynamic Bond Reg Gr 24-06-2013 0.59 6.6 7.88 8.16 6.92 6.91 6.98
Axis Dynamic Bond Reg Gr 01-04-2011 0.65 6.35 7.29 7.44 6.26 7.0 7.82
Kotak Dynamic Bond Reg Gr 26-05-2008 1.35 6.27 6.57 7.33 6.12 7.16 7.88
ICICI Pru All Seasons Bond Gr 01-05-2009 1.32 5.61 7.02 7.31 6.65 7.41 8.24
ABSL Dynamic Bond Gr Reg 27-09-2004 1.24 5.44 6.95 7.29 6.88 5.66 7.55
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 0.99 5.13 6.38 6.47 5.12 - 5.85
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 4.94 5.97 6.74 6.1 6.86 6.05
HDFC Dynamic Debt Gr 28-04-1997 1.39 4.93 5.66 6.53 5.32 5.54 7.94
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 4.82 6.97 7.29 6.29 6.32 6.52
MahIndra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.53 4.76 5.94 6.58 5.08 - 5.23
UTI Dynamic Bond Reg Gr 23-06-2010 1.69 4.52 6.11 6.66 8.85 6.18 7.58
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.64 4.09 5.73 6.6 5.51 6.15 5.81
Quantum Dynamic Term Fund Reg Plan Gr 05-04-2017 1.01 4.05 5.82 6.83 6.29 - 6.65
JM Dynamic Debt Reg Gr 25-06-2003 0.97 3.67 6.0 6.56 5.75 6.2 6.55
DSP Strategic Bond Reg Gr 16-05-2007 1.18 3.29 4.91 6.16 5.61 6.29 6.68
PGIM India Dynamic Bond Gr 12-01-2012 1.68 3.09 5.02 6.07 5.16 6.33 7.09
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.36 2.61 4.18 5.02 4.49 - 5.41
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.72 2.31 4.34 5.5 5.25 5.57 7.29
Union Dynamic Bond Gr 13-02-2012 1.54 2.29 4.25 5.45 4.56 5.26 6.15
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.71 2.18 3.73 4.92 4.44 5.32 6.57
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.22 2.08 4.4 5.55 5.1 - 5.06