Shari'ah-compliant investing involves investing in businesses and financial instruments that strictly follow Islamic ethical codes. These investments seek not just personal gain, but also contribute to social fairness and economic justice.

Key Principles of Shari'ah Investing

• Avoidance of Riba (Interest): Interest income is strictly prohibited. Instead, profit-sharing, leasing, and equity participation are preferred modes of return. For example, Islamic financial institutions may lease a home to you instead of lending with interest.
• Prohibited Sectors:Shari'ah investing excludes companies involved in unethical or haram (forbidden) activities- including alcohol, gambling, pork, weapons, tobacco, and conventional finance (banks and insurers that deal with interest).
• Wealth Purification & Charity (Zakat):A portion of one's wealth is expected to be given in charity to help the less fortunate, which spiritually purifies the rest of your earnings. This is both a spiritual obligation and a social contribution.
• Risk Sharing & Transparency:Islamic finance promotes fairness - meaning risks and returns must be equitably shared by all parties. No one party should bear all the risk or reap all the reward unfairly.

You can invest in:

• Shari'ah-Compliant Stocks - After screening them based on business activity and financial ratios.
• Shari'ah Mutual Funds - Professionally managed funds that follow Islamic investment principles.
• Ethical Portfolios - Custom-built portfolios aligned with your life goals and values.

At Finsship, we help you identify halal investment options using Shari'ah standards such as SEBI-approved Shari'ah indices. Our team ensures your portfolio is not only profitable, but also permissible.

• Peace of Mind
• Ethical Profits
• Long-Term Growth
• Faith-Aligned Financial Planning